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Is Your Tile Installation Business Protected? A Guide to Essential Liability Insurance As a professional tile installer, you take pride in the precision of every grout line and the durability of every subfloor. But in the world of flooring installation, even the most seasoned flooring contractor faces risks that are “beneath the surface”. From accidental […]
The Contractor’s Blueprint: Why “General Liability” is Just the BeginningIf you work in the trades in Louisville—whether you are framing houses in Norton Commons, fixing plumbing in St. Matthews, or rewiring a historic building in Old Louisville—you know that time is money. You also know that one accident can wipe out a year’s worth of […]
The Silent Risk: Why Your Standard Policy Won’t Cover a Vacant PropertyIt’s a common scenario in Louisville: You’ve purchased a “fixer-upper” investment property, or perhaps you are managing an estate after a loved one has passed, and the house is sitting empty while it goes through probate. You assume the existing homeowner’s policy covers it. […]
Serving Up Protection: Why Louisville Restaurants & Bars Need More Than a “Standard” Policy Louisville is a foodie city. From the legendary steakhouses downtown to the hip taco spots in Nulu and the dive bars in Germantown, our hospitality industry is the heartbeat of the local economy. But running a restaurant or bar is not […]
From Fixer-Upper to Cash Flow: The Louisville Investor’s Guide to Insurance If you are investing in the Louisville real estate market—whether you are breathing new life into a Victorian in Old Louisville, flipping a bungalow in Germantown, or rehabbing a rental in Shively—you know that speed and margins are everything. You also know that a […]
If you own a bar, tavern, or restaurant in Louisville, KY, you might be feeling like the industry is under attack. Food costs are up. Labor is scarce. And just when you think you have balanced the books, your insurance renewal arrives with a massive price hike—or worse, a notice of non-renewal. I have been […]
Lessors Risk Insurance Louisville Kentucky Beyond the Basic Limits: Why Louisville Businesses Need Excess Liability Insurance If you drive down the Watterson Expressway or I-65 during rush hour, you know that accidents happen. But as a business owner or a high-net-worth individual in Louisville, KY, have you ever stopped to consider what happens if your […]
The Silent Risks of Renting: A Guide to Lessors Risk & Mixed-Use Insurance in Louisville Owning rental property in Louisville? Don’t let a tenant’s negligence become your financial nightmare. Discover the critical gaps in standard policies and why 40 years of experience matters when insuring Lessors Risk and Mixed-Use buildings. [Header Image Idea: A split […]
The Silent Risk: A Guide to Vacant Land & Building Insurance in Louisville If you drive through neighborhoods like Old Louisville, Portland, or even developing areas in J-Town, you will see them: empty lots waiting for new construction and historic buildings waiting for a new tenant. For real estate investors, developers, and even accidental landlords […]
The Heavy Haul: Motor Truck Cargo Insurance Benefits & Requirements for Louisville TruckersIf you are hauling freight out of Louisville, KY, you know that your reputation is only as good as your last delivery. You also know that the road—whether you are running local on the Watterson or long-hauling up I-65—is unpredictable. From sudden traffic […]
