Insurance, Kentucky Insurance

Wesabe, a way to track your personal finances combined with social networking……………

from the web site “Wesabe is a community of people who share our experiences with our money so we can help each other make better financial decisions. We do this by aggregating and analyzing our community members’ personal financial data, and showing tips — recommendations to get the most from our money. These tips and recommendations come from the collective wisdom of our entire community. When one of us figures out how to make a great decision, we all learn…..” Wesabe

Technorati Tags: personal finances, wesabe

Taxes, it is that time of year …
“When it comes to complex tax issues, like buying and selling assets, major life changes and running full-blown businesses, you are apt to end up with a more accurate tax return when you consult a tax professional.

However, for routine tax returns, where your financial activities are the same year after year, online filing and boxed software is heaven-sent. The questions are designed to jog your memory about things like additions to your family, IRA contributions, ages of family members and sales of stocks. You’ll find help tools in the programs, or you can reach help centers during tax season — though it might take up to 48 hours to get responses……” Taxes, Personal Finance

Real Estate News- web 2.0 technology, You vote on the value of the home…from Techcrunch...”My Currency derives its housing valuations from the marketplace of user opinions by having them assess properties as over or undervalued along with the strength of their conviction. For instance, if I feel a house in San Francisco for 11 million dollars is overpriced, I vote for what lower price I think is right as well as how strongly I feel that on a 1-10 scale. The conviction of my choice and the accuracy of my past votes play into how much I can affect the valuation and price trend of the home. Home listings are a bit sparse at the moment, and rely on self listing…….Home Valuation

Technorati Tags: insurance, real estate

States Asks Judge to reverse ruling on Health Care …..

“The Kentucky Office of Insurance has asked a judge to reconsider his decision to allow a Christian-only health care plan to continue operating in the state.

Other states recognize Medi-Share as insurance and subject it to stricter regulations, attorneys for the Insurance Department argued in a motion filed Friday in Franklin Circuit Court. Judges in Montana, Illinois, Wisconsin and South Dakota have held that Medi-Share is an insurance program subject to those state’s regulations, Insurance Department attorneys said…..” more from Kentucky.com

“Congress also changed the starting date for Daylight Savings Time from the first Sunday in April to the second Sunday in March, effective 2007 - that’s March 11 this year….from Web Worker Daily

Good news! This means it will start staying light outside longer starting in Mid March.

“In the regulatory world, January is the starting block for model laws of the National Association of Insurance Commissioners that were passed in the previous year. Some of the 2006 bills proposed are sure to raise debate as they hit state legislatures across the country. Others, having been well vetted during the hearing process, are not slated to be pursued. The Jan. 22 BestWeek takes a look at the progress these models law are expected to make in the coming year…. from Insurancenewsnet

Now you can keep up with our schedule visit our calendar atCalendar for DickWattsInsurance.com

Call us today for a free quote at 502-245-3625

It is the New Year and time for those New Years Resolutions. Leave us a comment below with your New Year’s Resolution or send us an email. Many of us have started the New Year with a resolution to lose weight, get out of debt, or get more organized. We have found several free tools that should get you more organized. Our favorite free Calendar site is 30boxes.com. This past year we have used Google Calendar and have been happy with all of the features. We have just started using 30boxes, and so far we would recommend this calendar service. You can start using the service by registering with the site, and then schedule your first appointment.. All you have to type is the event, date, & time.

30boxes lets you connect with the people who matter most, here is an extended list of all of the great features: 30boxes Features

You can share your online calendar and keep track of your friends calendar. RSS is available to keep track of your buddies.

GTD Blogs

43Folders

David Allen Co.

30 Boxes Blog

Like everyone we have too many passwords to keep up with. We have used the password manager in Firefox, but we have lost those passwords several times. We have also tried the Norton Password Manager, but it does not seem to work with Firefox. Our new favorite password manager is KeePass Password Safe.

Did we mention that it is completely free?

KeePass only took a few minutes to download and install. So far it is working with both IE and Firefox. We would recommend KeePass password manager. Let us know your favorite online free tools that you use to get things done or more organized. We will update this Post in the next few mos to let you know if we continued using these tools. Check back for an update when we post our 30 Boxes Calendar to share with our friends.

UPDATE

check out our 30 Boxes Calendar : here

Need to make an appointment while using our calendar :  Our Schedule

from Wikipedia

A 1031 Exchange, also known as a Like Kind Exchange or Starker Tax Deferred Exchange (named for an investor who challenged and won a case against the IRS) is a transaction under United States law which specifies that if an asset (usually some form of real estate such as land or a building) is sold and the proceeds of the sale are then reinvested in an asset of a similar kind (like kind asset), then no capital gain or loss is recognized, allowing the deferment of capital gains taxes that would otherwise have been due on the first sale. This law is defined under section 1031 of the Internal Revenue Code, 26 U.S.C. § 1031…..1031 Exchange

Here are some basic factors determining real estate and property tax valuations:

Market value. One definition of market value is “the amount a buyer would be willing to pay for a particular property.” Do not confuse the dollar amount your business is paying for property tax, because most businesses are assessed at a lower dollar value for property tax purposes…..Property Values