Insurance, Kentucky Insurance

Cuil New Search Engine

“Cuil won’t divulge the formula it has developed to cover a wider swath of the Web with far fewer computers than Google. And Google isn’t ceding the point: Spokeswoman Katie Watson said her company still believes its index is the largest.

Search on CUIL  (pronounced COOL)

According to a recent report in the Wall Street Journal, car insurance rates are increasing

“Car-insurance rates, after falling for several years, may be heading up again.

A study by Insurance.com, an online insurance agent, found that on average, its lowest quotes increased an average of 3.4% nationally during the second quarter of 2008, compared with the previous quarter. It was the second consecutive period that prices rose.

The average quote was $1,893 per year. The report is based on quotes given to consumers by 15 insurance companies in most states….” Car Insurance Rates climb from the WSJ

“We all value our online privace, a recent survey finds that privacy and security continue to be a major concern when shopping online. The study also underscores the significant threat businesses face from breaches in data security. According to its findings, the percentage of respondents who were very or extremely concerned when they buy on the Internet increased in 2007, and overall concern was the highest since the first study was published seven years ago. Concerns about credit card security when or if buying online also continue to remain high but stable, with 57 percent of respondents very or extremely concerned in 2007….” from Insurance Information

Dick Watts Insurance- Auto Insurance, Life Insurance, Homeowners Insurance 502-245-3625
learn more : Identity Theft

Kentucky Insurance

“A system of sirens would sound a warning throughout Cumberland, Clinton, Monroe and Russell counties in the event of a failure at the dam, which holds back Lake Cumberland. The sirens also can be used during times of severe weather and other emergencies.

Wolf Creek Dam is undergoing repairs by the Army Corps of Engineers to halt erosion around its base.

Plans call for 16 weather sirens to be placed in the area. Eight sirens will be installed in Cumberland County, five in Russell County, two in Monroe County and one in Clinton County. The sirens are designed to be audible for as far as four air miles.

for more information visit Kentucky-Insurance.com
The warning system is one of several actions taken by Governor Fletcher on behalf of the affected counties since the Corps of Engineers disclosed that the dam was eroding. Failure of the dam is considered unlikely, but Fletcher directed the enhancement of reverse 9-1-1 emergency dispatch systems and distributed weather radios to households….” from Kentucky Insurance Journal

“Northern Kentucky residents are being alerted that an Erlanger business owner is under investigation for selling bogus auto insurance policies, according to Kentucky’s Insurance Commissioner.

The Kentucky Office of Insurance said Michael Fleckinger of Amtrek Two Insurance Co. has marketed and sold auto insurance to at least 60 individuals during the past 18 months. The Office added that the company is not authorized to sell insurance in Kentucky and Fleckinger is not a licensed agent…..from Insurance Journal

Technorati Tags: Kentucky Insurance

Teensurance allows parents to have a different kind of conversation with their teens about driving and the responsibilities that come with a driver’s license. The new offering will be available to consumers nationwide beginning June 27, 2007.

Teensurance is unique because it bundles an entire suite of technology and services designed to create a safer environment for young drivers, while offering new levels of comfort for parents. Using a GPS-based device — the Safety Beacon(TM) — and online tools to reinforce good driving habits, Teensurance gives parents tangible assurance about their teen’s driving behavior by delivering real-time notifications.

Safeco customers with auto insurance policies can register for Teensurance and access a secure Web portal with materials and services to help them establish a safe driving plan with their teen. …..Teensurance from Safeco

Teensurance.com

Contact Dick Watts Insurance 502-245-3625 for more information about Teensurance from Safeco.

Technorati Tags: teensurance, car insurance KY

“The NAIC survey found that 33 percent of U.S. heads of household, who own a home and have homeowners insurance, incorrectly believe flood damages would be covered by a standard homeowners or property and liability policy, despite extensive media coverage on Hurricane Katrina victims whose claims were denied because they lacked flood insurance.

“Many homeowners learned the hard way that their insurance policies did not provide flood protection,”….” Homeowners Insurance

Technorati Tags: homeowners insurance, rental property insurance

Apparently Zillow offers fairly accurate estimates on the market value of your home.

In the year since its launch, Zillow Inc. has made millions of Americans familiar with computer-generated estimates of home values, created a new online addiction and become a staple of dinner-party chatter.

But just how accurate is it? A Wall Street Journal analysis of 1,000 recent home sales shows that Zillow’s “Zestimates” often are very good, frequently within a few percentage points of the actual price paid. But when Zillow is bad, it can be terrible — off the mark by more than 25% on one in 10 homes. In one case it was off by $2 million.

Zillow, based in Seattle, operates a Web site that offers free estimates and other online tools for real-estate buyers and sellers. It draws revenue from online advertising. from:

Real Estate Journal

Technorati Tags: real estate, homeowners insurance, mortgage, zillow, kentucky

Taxes, it is that time of year …
“When it comes to complex tax issues, like buying and selling assets, major life changes and running full-blown businesses, you are apt to end up with a more accurate tax return when you consult a tax professional.

However, for routine tax returns, where your financial activities are the same year after year, online filing and boxed software is heaven-sent. The questions are designed to jog your memory about things like additions to your family, IRA contributions, ages of family members and sales of stocks. You’ll find help tools in the programs, or you can reach help centers during tax season — though it might take up to 48 hours to get responses……” Taxes, Personal Finance

States Asks Judge to reverse ruling on Health Care …..

“The Kentucky Office of Insurance has asked a judge to reconsider his decision to allow a Christian-only health care plan to continue operating in the state.

Other states recognize Medi-Share as insurance and subject it to stricter regulations, attorneys for the Insurance Department argued in a motion filed Friday in Franklin Circuit Court. Judges in Montana, Illinois, Wisconsin and South Dakota have held that Medi-Share is an insurance program subject to those state’s regulations, Insurance Department attorneys said…..” more from Kentucky.com