Insurance, Kentucky Insurance

“Anywhere it can rain, it can flood. If you live on a hill or in an area that has never been flooded, you may still be at some level of risk.

Flooding can be caused by heavy rains, melting snow, inadequate drainage systems, failed flood control structures such as levees and dams, as well as tropical storms and hurricanes. It is important to understand the flood risks you face before deciding whether to purchase flood insurance……” Floodsmart.gov

Need a Flood  Insurance Quote, call us today,

Once you complete a Flood Application there is normally a 30 day waiting period, ask your independent insurance agent for details.

Dick Watts Insurance 502-245-3625  Flood Insurance Quote

 FINDS US ON FACEBOOK,

VISIT OUR FACEBOOK DICKWATTS INSURANCE PAGE, BE SURE TO RIGHT CLICK TO ADD AS A FAN OF OUR PAGE

Here are a few types of drivers and situations that could benefit from the MyRate program:

• Low-mileage drivers
• Households with more vehicles than drivers
• Safe drivers
• Seasonal and infrequent drivers
• Carpoolers
• Mass Transit commuters
• Summer-only drivers
• Eco-friendly drivers

Say goodbye to traditional auto insurance. Safe drivers could save money on auto insurance just because they’re safe drivers. If you’re a MyRate participant, you’ll know the following:

You’re in control of your insurance rate.
What you pay for insurance is a direct result of your individual driving habits.
Ultimately, safe driving behavior could translate into savings on your auto insurance.

My Rate Progressive Insurance

Dick Watts Insurance- Auto Insurance Quote 

502-245-3625

Cuil New Search Engine

“Cuil won’t divulge the formula it has developed to cover a wider swath of the Web with far fewer computers than Google. And Google isn’t ceding the point: Spokeswoman Katie Watson said her company still believes its index is the largest.

Search on CUIL  (pronounced COOL)

According to a recent report in the Wall Street Journal, car insurance rates are increasing

“Car-insurance rates, after falling for several years, may be heading up again.

A study by Insurance.com, an online insurance agent, found that on average, its lowest quotes increased an average of 3.4% nationally during the second quarter of 2008, compared with the previous quarter. It was the second consecutive period that prices rose.

The average quote was $1,893 per year. The report is based on quotes given to consumers by 15 insurance companies in most states….” Car Insurance Rates climb from the WSJ

“As gas prices rise above $4 a gallon, drivers are seeking more fuel-efficient ways to get around town. Some people are buying hybrids, some are opting for bicycles. Others are choosing a unique transportation option — alternative vehicles — and Progressive now offers coverage that will keep these motorists safe on the road.Approved for on-road use, these three-wheeled compact vehicles range from high-performance machines like the sports car/motorcycle T-Rex to energy-efficient, electric transporters like the ZAP Xebra. Recognized as motorcycles in most states, Progressive will insure them with its motorcycle products…..” Progressive Motorcycle Insurance

Call Dick Watts Insurance for a Progressive Motorcycle InsuranceQuote 502-245-3625

“Most buyers these days do research online before buying, but it’s easy to drive yourself to distraction and confusion going through dozens of sites, free and paid, that offer car reviews and purported pricing expertise.Here’s the most efficient way to find the car you want at the right price. It’ll cost you $13 but save you hundreds, if not thousands.

Call Dick Watts Insurance 502-245-3625 for a Free Car Insurance Quote
For $5.95, buy a month’s worth of access to ConsumerReports.org, where the “advanced search” tool will let you break down your choices by car type, number of passengers, price and miles per gallon……” New Car buying guide

Kentucky Insurance

“A system of sirens would sound a warning throughout Cumberland, Clinton, Monroe and Russell counties in the event of a failure at the dam, which holds back Lake Cumberland. The sirens also can be used during times of severe weather and other emergencies.

Wolf Creek Dam is undergoing repairs by the Army Corps of Engineers to halt erosion around its base.

Plans call for 16 weather sirens to be placed in the area. Eight sirens will be installed in Cumberland County, five in Russell County, two in Monroe County and one in Clinton County. The sirens are designed to be audible for as far as four air miles.

for more information visit Kentucky-Insurance.com
The warning system is one of several actions taken by Governor Fletcher on behalf of the affected counties since the Corps of Engineers disclosed that the dam was eroding. Failure of the dam is considered unlikely, but Fletcher directed the enhancement of reverse 9-1-1 emergency dispatch systems and distributed weather radios to households….” from Kentucky Insurance Journal

“”This year’s hurricane season figures to be a challenging one for the U.S. insurance sector both from a meteorological and legal perspective, according to Fitch Ratings in a new report. Some of the most prominent hurricane forecasting organizations are predicting an above-average storm season, which may once again yield very disproportionate conclusions for insurers depending on how severe the storm season is, according to Fitch Senior Director Don Thorpe.. ” from Insurance News

Technorati Tags: insurance, kentucky insurance

The Insurance Institute has a video posted on YouTube about many common homeowners insurance questions.

From The Insurance Policy:

“The video is not outright hilarious but it is amusing and approaches the topic of homeowners insurance by interviewing people on the street.  Of course they offered the participants something in return for being a part of the interview, a cup of coffee, then asked them about…”"

Homeowners Insurance Quiz on YouTube [video]