Insurance, Kentucky Insurance

Why Wait to save on Car Insurance?

“In today’s economy, trimming your household budget might be one of your New Year’s resolutions.

And you wouldn’t be alone: According to a recent survey, 65 percent of people say they resolve to save money in 2009. Why? Not surprisingly, the majority (67 percent) say it’s due to the unstable economy……”

Progressive Auto Insurance Quote from Dick Watts Insurance 502-245-3625

We are conveniently located  at 12200 Shelbyville Rd 112, Louisville, KY 40243

‘Luckily, shopping around for car insurance is one way you can save big bucks. With this in mind, follow these six tips to help you manage your car insurance costs in the new year: …”Why Wait to save on Car Insurance

1. Shop Around
2. Check to make sure your policy is up to date
3. Know the cost of insurance before you buy a new vehicle
4. Check Coverages
5. Consider increasing your deductible
6. Check for available discounts

Call us for a free Kentucky Progressive Car Insurance quote today, Dick Watts Insurance 502-245-3625, Louisville, KY 40243

Kentucky Insurance- Storm Recovery Sept 08 Dick Watts Insurance

Apparently Metro United Way in Louisville is offering clean up assistance to the elderly and disabled in the Louisville Area :

“The 2-1-1 help line sponsored by Metro United Way is offering storm cleanup assistance to the elderly, sick and disabled in the Louisville area.

Tomorrow and Friday, from 5 to 8 p.m., residents of Jefferson, Shelby, Oldham, and Bullitt counties in Kentucky and Clark, Floyd and Harrison counties in Indiana are encouraged to dial 2-1-1 to request help from volunteer “Wind Warriors” teams.

If you know someone who is physically unable to clean up storm debris and cannot get to a phone, you can call 2-1-1 to request help on their behalf. …..”2-1-1- Call can help with Storm Clean up

Call Dick Watts Insurance for a Kentucky Homeowners Insurance quote 502-245-3625

Dick Watts Insurance 12200 Shelbyville Rd 112, Louisville, KY 40243

Rental Property Insurance in Kentucky

Do you own investment property in Louisville, KY?  Protect your property with a Landlord Liability insurance policy today.   We can also insure your vacant home .

Insurance for Older Homes, Duplexes, Rental Homes, Investment Property

Dick Watts Insurance, 12200 Shelbyville Rd 112, Louisville, KY 40243

Call Dick Watts Insurance for a free quote 502-245-3625

for more information visit rental-property-insurance.com
Kentucky-Insurance.com 

“Anywhere it can rain, it can flood. If you live on a hill or in an area that has never been flooded, you may still be at some level of risk.

Flooding can be caused by heavy rains, melting snow, inadequate drainage systems, failed flood control structures such as levees and dams, as well as tropical storms and hurricanes. It is important to understand the flood risks you face before deciding whether to purchase flood insurance……” Floodsmart.gov

Need a Flood  Insurance Quote, call us today,

Once you complete a Flood Application there is normally a 30 day waiting period, ask your independent insurance agent for details.

Dick Watts Insurance 502-245-3625  Flood Insurance Quote

“As a result of the windstorm that hit the states of Kentucky and Ohio on September 14, 2008, Safeco’s National Catastrophe Team is mobilizing and moving in to survey damages and assess losses in order to expedite the claims process.

Here are a few simple steps you can take to help us deliver the best possible service: Please encourage your customers with storm damage to report their claims to Safeco’s toll-free claims hotline at (800) 332-3226. By phoning in the claim, Safeco can handle your customer’s claim much more quickly and efficiently than any other method. ….”

Safeco Insurance

Kentucky-Insurance.com

Dick Watts Insurance 12200 Shelbyville Rd 112, Louisville, KY 40243

502-245-3625

Call us for a Kentucky Insurance quote!

Here are some good tips on how to respond after the storm, once your claim has been reported:

“Most policies cover tree removal if the tree falls on a covered structure. If your neighbor’s tree falls on your property and damages a covered structure or vehicle, your insurance policy covers your loss.
- Read your policy carefully. Many policies do not offer coverage for food spoilage if the electrical outage took place off premises.
- When the adjuster arrives, ask for identification. Get the adjuster’s name, a local phone number and the company he/she represents. Ask questions and take detailed notes.
- Broken glass or other damage to your car is covered if you have comprehensive coverage. You are not covered if you only have liability insurance.
- When having repairs completed, deal only with reputable, licensed and insured local contractors you know or can check out. Don’t deal with “fly-by-night” remodelers who go door-to-door, especially those offering greatly reduced prices.
- Contact DOI at (800) 595-6053 and ask for a copy of “After the Storm Has Passed.” This publication includes valuable information, a complaint form and information on how to prepare for the next disaster. The publication is available online at http://doi.ppr.ky.gov/kentucky/Documents/pubs/AfterTheStorm060408.pdf ……”  Insurance Journal

Dick Watts Insurance 12200 Shelbyville Rd 112, Louisville, KY 40243

Kentucky Residents Recover from Sept 08 Storms, Communities Help Clean up Storm Debris

kentucky insurance
” LG&E reported that 52,000 customers remained without power last night, down from more than 300,000 initially …..

As residents recover from the effects of the storm, school systems are as well.

Public schools in Jefferson and Oldham counties announced late last week that they will resume classes tomorrow.

St. Xavier and Trinity high schools said on their Web sites yesterday that they also would be open again tomorrow.

An announcement on the eight other Catholic Archdiocese of Louisville schools that had remained closed Friday will be made as soon as something is known…..” Kentucky Communities Recover from the Storm from The Louisville Courier Journal

Storm Survival Tips - Food & Power Lines

If you need to report a Storm Damage claim please call us at 502-245-3625 Dick Watts Insurance

12200 Shelbyville Rd, Louisville, KY 40243

Report a  Kentucky Storm Damage Claim for the Kentucky Storms

DickWattsInsurance.com

We have experienced a serious storm in the Louisville KY area last Sunday. Here is a great article about what to expect from your insurance company after the storm :

“The Kentucky Department of Insurance continues to assess insurance company response to the devastating Sunday windstorms. The storms caused widespread damage, according to reports that insurers submitted to DOI, but company representatives were on the ground quickly to begin the claims process. “There was a delay in the beginning because many areas were blocked by downed power lines and trees. Company representatives are not first responders so they are careful to stay out of the way until that important work has been completed,” said DOI Commissioner Sharon P. Clark. “However, we are hearing from many companies, some daily, and are pleased so far with the responsiveness.” …. State Assessing Insurance Company Response to Kentucky Storms

After the Storms Free Brochure from the Insurance Dept outlines what to expect after the storm and what steps that you can take

As of today our office remains without power, however we were able reopen on Tuesday. If you have a Storm Claim to report,

please call us at 502-245-3625

Dick Watts Insurance

12200 Shelbyville Rd 112
Louisville, KY 40243

Kentucky Insurance Aftrer the Storm

“National Preparedness Month is an important reminder about each American’s civic responsibility to prepare for emergencies,” said Homeland Security Secretary Michael Chertoff. “Those with the capacity and wherewithal to help themselves must do so in advance, so that in the event of an emergency, responders can first assist those who are unable to tend to themselves. From wildfires and earthquakes in California, to hurricanes and tropical storms along the Gulf Coast, to flooding in the Midwest, recent events remind us more than ever that we must prepare ourselves and our families for a disaster.  This is the time, each year, when every American should ask the question, ‘Am I ready?’”

The Ready Campaign and Citizen Corps (www.citizencorps.gov) are encouraging individuals across the nation to take important preparedness steps that will greatly improve their ability to survive and recover from all types of emergencies, whether natural or man-made.  These steps include getting an emergency supply kit, making a family emergency plan, becoming informed about the different emergencies that may affect them, and getting involved in community preparedness and response efforts. ….”

National Preparedness Month September 2008 

Dick Watts Insurance

12200 Shelbyville Rd 112

Louisville, Ky 40243

502-245-3625

DickWattsInsurance.com

Kentucky-Insurance.com 

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