Insurance, Kentucky Insurance

Cuil New Search Engine

“Cuil won’t divulge the formula it has developed to cover a wider swath of the Web with far fewer computers than Google. And Google isn’t ceding the point: Spokeswoman Katie Watson said her company still believes its index is the largest.

Search on CUIL  (pronounced COOL)

According to a recent report in the Wall Street Journal, car insurance rates are increasing

“Car-insurance rates, after falling for several years, may be heading up again.

A study by Insurance.com, an online insurance agent, found that on average, its lowest quotes increased an average of 3.4% nationally during the second quarter of 2008, compared with the previous quarter. It was the second consecutive period that prices rose.

The average quote was $1,893 per year. The report is based on quotes given to consumers by 15 insurance companies in most states….” Car Insurance Rates climb from the WSJ

“As gas prices rise above $4 a gallon, drivers are seeking more fuel-efficient ways to get around town. Some people are buying hybrids, some are opting for bicycles. Others are choosing a unique transportation option — alternative vehicles — and Progressive now offers coverage that will keep these motorists safe on the road.Approved for on-road use, these three-wheeled compact vehicles range from high-performance machines like the sports car/motorcycle T-Rex to energy-efficient, electric transporters like the ZAP Xebra. Recognized as motorcycles in most states, Progressive will insure them with its motorcycle products…..” Progressive Motorcycle Insurance

Call Dick Watts Insurance for a Progressive Motorcycle InsuranceQuote 502-245-3625

Home Equity Hits New Low

“The Federal Reserve on Thursday announced that, in 2007, American ownership in their homes as measured by equity fell below 50 percent for the first time since records were first kept in 1945.

During the 2nd quarter of 2007 the central bank reported that homeowners’ equity slipped to a downwardly revised 49.6 percent and slipped further to 47.9 percent in the fourth quarter. This was the third straight quarter that equity was under 50 percent.”… Home equity

Call Dick Watts Insurance 502-245-3625 for a free homeowners insurance quote

“RE/MAX Real Estate’s remax.com Web site hopped into second place among the most popular real estate industry Web sites in February, up from its fourth-place ranking in January, Web metrics company Hitwise reported Friday, and real estate marketing company HomeGain bumped from second place in January to fifth place in February…..” Real Estate

visit: Mike’s Kentucky Insurance Blog  

“IDENTITY THIEVES HAVE found a way to make tax season even more taxing.The Internal Revenue Service recently issued a press release warning consumers about a slew of new scams where identity thieves contact taxpayers pretending to be IRS agents.

“Filing season always triggers a lot of scams,” says Michelle Lamishaw, an IRS spokeswoman. “There are so many even we can’t keep them straight anymore.” Many are newfangled twists on age-old frauds, such as the year-round streams of spam promising to unearth unclaimed tax refunds.

Here are the three latest scams the IRS is alerting consumers about this year:…..” Identity Theft Tax Scams

“We all value our online privace, a recent survey finds that privacy and security continue to be a major concern when shopping online. The study also underscores the significant threat businesses face from breaches in data security. According to its findings, the percentage of respondents who were very or extremely concerned when they buy on the Internet increased in 2007, and overall concern was the highest since the first study was published seven years ago. Concerns about credit card security when or if buying online also continue to remain high but stable, with 57 percent of respondents very or extremely concerned in 2007….” from Insurance Information

Dick Watts Insurance- Auto Insurance, Life Insurance, Homeowners Insurance 502-245-3625
learn more : Identity Theft

“According to the findings by TRC, an independent research company based in Fort Washington, Pa., 60 percent of those contacted believe small electronic items, if stolen from their home or auto, are covered by their policies or don’t know if they are.

More than half of the respondents—55 percent—wrongly believe their electronic equipment is covered if it is damaged or destroyed by a power surge.

Forty-two percent believe damage to their property from home installation or loading and/or unloading in transport is covered. Only one-third—35 percent—think their digital downloads, such as iTunes or podcasts, are covered, while 34 percent believe gift cards—regardless of value—are covered.” Electronics and your Homeowners Insurance Policy

“Most buyers these days do research online before buying, but it’s easy to drive yourself to distraction and confusion going through dozens of sites, free and paid, that offer car reviews and purported pricing expertise.Here’s the most efficient way to find the car you want at the right price. It’ll cost you $13 but save you hundreds, if not thousands.

Call Dick Watts Insurance 502-245-3625 for a Free Car Insurance Quote
For $5.95, buy a month’s worth of access to ConsumerReports.org, where the “advanced search” tool will let you break down your choices by car type, number of passengers, price and miles per gallon……” New Car buying guide

Kentucky Insurance

“A system of sirens would sound a warning throughout Cumberland, Clinton, Monroe and Russell counties in the event of a failure at the dam, which holds back Lake Cumberland. The sirens also can be used during times of severe weather and other emergencies.

Wolf Creek Dam is undergoing repairs by the Army Corps of Engineers to halt erosion around its base.

Plans call for 16 weather sirens to be placed in the area. Eight sirens will be installed in Cumberland County, five in Russell County, two in Monroe County and one in Clinton County. The sirens are designed to be audible for as far as four air miles.

for more information visit Kentucky-Insurance.com
The warning system is one of several actions taken by Governor Fletcher on behalf of the affected counties since the Corps of Engineers disclosed that the dam was eroding. Failure of the dam is considered unlikely, but Fletcher directed the enhancement of reverse 9-1-1 emergency dispatch systems and distributed weather radios to households….” from Kentucky Insurance Journal