Business and Commercial Insurance for Kentucky

Family-Owned Commercial Insurance Specialists Since 2000

For over 25 years, Dick Watts Insurance has served Louisville with a simple promise: Low Rates and Small-Town Service. Today, we bring that same personal dedication to your business.

We specialize in Commercial General Liability and Small Business Insurance for the industries that drive Kentucky’s economy. Whether you are a general contractor needing a certificate of insurance, a restaurant owner protecting your liquor license, or a landlord with vacant property, we shop the market to find you the best coverage at the best price.Our agency was established with 2 goals in mind. We wanted to provide our customers with low rates while at the same time providing small town service. We feel we deliver on this promise to our customers.