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Business Insurance for Small Business Liability Insurance for Small Business We can insure your handyman business, electricians, plumbers, drywall, HVAC,General Contractor, Landscaping, Pressure Washing, Tree Trimmer, and Roofing business. Are you a new business owner and just now shopping for Small Business Insurance? A Commercial General Liability (CGL) policy protects your business from financial loss […]

How much does restaurant insurance cost? The cost of restaurant insurance depends on the insurance coverage and insurance policies you choose, the unique risk of your restaurant, and the value of your restaurant business property. Business Owner’s insurance policy costs for restaurants: Restaurant Insurance premiums can vary based on your annual gross revenue combined with […]

Restaurant Insurance: Is it time to review your business insurance policy? Best Restaurant Insurance Reviewing your restaurant insurance policy allows you to update your business insurance coverage for maximum protection for your restaurant. It is essential to do this if the situation with your business had changed significantly in the past few months. There are […]

What Insurance Does a restaurant need? Restaurant owners should consider business property insurance which can cover the physical building or structure and business personal property inside the building. Liability Insurance provides coverage if your business is at fault for injuries of others and their property. Workers’ Compensation is needed to cover restaurant employees who are […]

How do you insure a new business? Whether your grand opening is this weekend or you are a brand new business, it is important that you have business insurance. Are you thinking, “Is Business Insurance super expensive?”. Our answer business insurance does not have to be expensive. We are an independent insurance agent and we […]

Insuring a Vacation home Vacation homes present special risks, so consider premium costs before you buy. Key Factors that impact vacation home costs Ways to save on second home insurance costs If you plan to rent out your property. Like any residence, your vacation home needs to be insured- but because the risks are different, […]

Which home insurance company is the best? Is all Louisville Home Insurance the Same? When Louisville homeowners reach out to Dick Watts Insurance for a homeowners insurance quote, one idea that is constantly implied or said is that they need a cheap policy because all homeowners insurance policies are the same. While there are certainly […]

Best Middletown Home Insurance Best Middletown Home Insurance Is Middletown KY A good place to live? Middletown is in Jefferson County and is one of the best places to live in Louisville  Kentucky. Living in Middletown offers residents a dense suburban feel and most residents own their homes. In Middletown there are a lot of […]

Best Louisville KY Home Insurance Kentucky is a Great place to live, especially in Louisville KY a growing metropolitan area.  The median home price in Louisville KY is close to $225,000 per home and home values have increased  by 11.9% during the last year.  It is the low cost of living in what many consider […]

Best Louisville Home Insurance The news headlines about the increase in building costs have been plentiful over the last few weeks. This time last year building a deck on the back of a home was about two thirds less expensive than what it is today. As a result there have been phone calls into our […]